Indexed
Universal Life
Insurance
Covenant Family Life LLC
Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.
Franklin "Frank" Carter
⭐⭐⭐⭐⭐
As a retiree, I was worried about having a steady income in my golden years. Eric helped me choose the perfect annuity plan that guarantees income for life. I’m now able to enjoy my retirement without the stress of financial uncertainty. I’m so grateful for the guidance and peace of mind!
Happy Customers
More than clients taken care of!
Indexed Universal Life Insurance
Covenant Family Life LLC
Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.
About Us
Helping You To
Manage Your IUL
Insurance Needs!
As your agent, my only objective is to help you secure a stable future through the right life insurance and retirement planning solutions. Protecting your loved ones and planning for a comfortable retirement is my top priority.
Eric Shim
Life Insurance & Retirement Planning Specialist
NPN: 21508746
About Us
Helping You To
Manage Your IUL Insurance Needs!
As your agent, my only objective is to help you secure a stable future through the right life insurance and retirement planning solutions. Protecting your loved ones and planning for a comfortable retirement is my top priority.
Eric Shim
Life Insurance & Retirement Planning Specialist
21508746
Everything You Need To Know
About IUL Insurance
At A Glance
What is Indexed Universal Life Insurance?
IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.
Important Details
IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.
Everything You Need To Know About
IUL Insurance At A Glance
What is Indexed Universal Life Insurance?
IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.
Important Details
IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.
Reviews
Real-Life Testimonials
From Satisfied Clients
Franklin "Frank" Carter
As a retiree, I was worried about having a steady income in my golden years. Eric helped me choose the perfect annuity plan that guarantees income for life. I’m now able to enjoy my retirement without the stress of financial uncertainty. I’m so grateful for the guidance and peace of mind!
Emily Ramirez
Working with Eric was a great experience! He took the time to listen to my concerns and made sure I understood my options. I feel at peace knowing my loved ones will be supported, no matter what.
David Nguyen
As a first-time buyer, I had so many questions about life insurance. Eric made the whole process easy to understand and guided me through every step. I’m confident knowing my family is protected, and I couldn’t have asked for better service!
Reviews
Real-Life Testimonials
From Satisfied Clients
Franklin "Frank" Carter
"As a retiree, I was worried about having a steady income in my golden years. Eric helped me choose the perfect annuity plan that guarantees income for life. I’m now able to enjoy my retirement without the stress of financial uncertainty. I’m so grateful for the guidance and peace of mind!"
Emily Ramirez
"Working with Eric was a great experience! He took the time to listen to my concerns and made sure I understood my options. I feel at peace knowing my loved ones will be supported, no matter what."
David Nguyen
"As a first-time buyer, I had so many questions about life insurance. Eric made the whole process easy to understand and guided me through every step. I’m confident knowing my family is protected, and I couldn’t have asked for better service!"
More Info
Important Questions
Is Indexed Universal Life Insurance Right for Me?
IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.
How Much Coverage Do I Need?
The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.
Is a Medical Exam Required?
In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.
Can I Access the Cash Value?
Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.
How do I Sign Up?
You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.
More Info
Important Questions
Is Indexed Universal Life Insurance Right for Me?
IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.
How Much Coverage Do I Need?
The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.
Is a Medical Exam Required?
In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.
Can I Access the Cash Value?
Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.
How do I Sign Up?
You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.
Looking for a First-Class IUL Insurance Consultant?
Looking for a First-Class IUL Insurance Consultant?
Covenant Family Life LLC is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.
National Producer Number: 21508746
Company
Directories
Legal
Covenant Family Life LLC is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.
National Producer Number: 21508746
Company
Directories
Legal